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The STL Home Finder
Neighborhood Guides

Clayton

The City of Clayton is recognized throughout the metropolitan area for an outstanding quality of life which has become its trademark. Clayton combines a bustling downtown with quiet, secure residentia ...

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Maplewood

DISCOVER DOWNTOWN MAPLEWOOD, enjoy a walkable community featuring a variety of businesses to explore and enjoy. You'll find dozens of passionate business owners busy making and creating, as they craf ...

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Webster Groves

Ten miles southwest of Saint Louis was an area known as the Dry Ridge to Missouri, Osage, and Dakota Indians and fur trappers until 1802. In the early 1800s, this region, once a part of the Louisiana ...

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Testimonials

Mike is Awesome to work with! He knows what he is doing and does a great job explaining the process and providing different options to best suit your needs . I have gone through him in purchasing 2 homes now, both a new construction and previously owned, I Would definetly recommend him!

by Nicole

By far the most knowledgeable, professional, and honest loan officer we have worked with. From beginning to end, he was informative, extremely thorough, and attentive to our financial needs, thus making sure that we were getting the best deal possible. I highly recommend talking with him about any of your home finance needs

by Thomas

Knowledgeable and efficient, made the process a smooth and easy experience! I asked a million questions and he walked me threw and taught me about the process! Very great guy to work with

by Danielle

Mike really goes above and beyond especially with documents and closing. He literally checked in every couple days for and update and followed up after closing to make sure everything was done correctly. Hes one of the best for sure!!

by Kesha

Mike was excellent to work with. Aquired an extremely low rate and answered any question quickly and accurately. He handled any problem that came up and guided me to the best solution for me. I will use Mike in the future and recommend him to all of my family and friends.

by Seth

Working with Mike was a pleasure! We did have some issue with other people and meeting their time lines. Mike of course took care of it mind you I was about 8 months pregnant. He did it quick and with ease. We were obviously on a tight schedule and he made amazing things happen very quickly. Best rate I’ve seen and like I said I wouldn’t go with anyone else. Thank you so much Mike!

by Mariah

This refinance is not my first rodeo with Mike and it is far from my first mortgage in my lifetime as Ive worked with a few others in the past. Mike is hands down the most solid, knowledgeable and caring loan guy I've ever dealt with. He really understands that a mortgage is a living thing, and what moves you make with it can constantly manipulate the path inwhich you go down. I will be hundreds of thousands ahead because of Mike showed me, he gave me the power and perspective to make the right decision for my future!

by Chad

Mike made the process very quick and easy, he patiently answered all the questions I had and made sure I understood. I would definitely recommend him for your home loan needs.

by Brandi

Mike Pilla was able to expedite a preapproval letter for me and jump into the loan application process wto help me compete for a home that I loved. I was competing against a cash offer and with the help of Mike I was able to be competitive. I made an offer with the help of Mike and his team. My offer was not accepted but through the entire process Mike communicated clearly and was able to understand what my goals were. He has my complete trust. He knows his industry and is adept at communicating efficiently. I ended up refinancing with Mike and now that I have built up a level of trust in him and Flatbranch I know exactly where to go and who to call for home financing! If you are wondering if you should work with Mike the short answer is absolutely! I am still on the look out for my dream home and Mike is my go to!

by Lyndsay

Mike was very communicative and tremendously helpful. He was very personable and took all the obstacles that came our way into his own hands without putting us out. Great guy and would recommend him to anyone.

by Gabriel

Mike's expertise is the reason I will always recommend him to anyone! When my husband and I were purchasing our first home from family members, Mike was gave us some great advice on the best way to handle a family deal, and how to make both sides of the transaction walk away with a win. We wouldn't have been able to get it done without Mike!

by Emily

I was going through a friendly divorce, and we needed to refinance our shared home, and I needed to purchase a new home for myself. At first, we started to go through another lender only to find that she gave us a list of information to gather, no explanations, and absolutely no assistance whatsoever. We needed help, and we were not getting it through her. We decided to use Mike and he navigated both mine and my ex-husband's mortgage loans. We faced many obstacles and Mike led the way by walking us both through each and every one of them. Mike was able to get us locked in before the interest rates went up, and even attended the closing with us! Later, Mike financed both of my sons on their new homes and, yet again, he went above and beyond for them. If you want to get into your home fast, have a deep understanding of your mortgage loan, and deal with a trustworthy person, then give him a call!

by Melony

We are first time home buyers, and Mike has been on this house buying journey with us since 2020, helping us know specifically what we needed in order to purchase a home. (Credit rating, debt to income ratio etc.) and we were finally able to purchase our perfect first home!! I don’t know anyone who goes out of their way this much to make things happen! Really grateful for Mike! Would definitely recommend!

by Sarah

We started with Mike at the very beginning of our home-buying process. When we 1st started he said it was going to take some time and to trust him, so that is what we did!! The journey was LONG but he took the time to help us fix, build, and reach our credit goals to surpass what we needed to purchase our very 1st home!! He was there during every step and if I had a question he had the answer. The best part was he never hesitated when I just needed reassurance. I can say that during this process I gained a beautiful new home and friend and a lender who I wouldn't hesitate to recommend!!

by Kelly

Mike did an amazing job on securing both a great rate on a previous refinance and a great rate on our new residence. Mike was very communicative and made for a smooth process from start to finish.

by Susan

I was thinking about refinancing my condo but wasn’t sure about the whole process. Mike explained everything to me and made the process very easy and got everything done in a timely manner. Would highly recommend!

by Lauren

Mike was super helpful helping me and my wife out to understand and easily break down the steps of the process. He was always available to answer our questions and made the whole process so easy on us. Can't recommend him enough!

by Shane

Very responsive and simply great to work with. A friend/coworker recommended Mike as she has used him in the past and was using him for a refi. Mike made the refi experience a breeze. We have already passed his name to a few others :)

by Jess

Mike did an amazing job helping me and my wife out. He was always there to answer any questions that we had and always made sure we understood every process.

by Chad

I enjoyed working with Mike because he made the loan process quick and effortless. I spent a year looking for a home and Mike was very helpful throughout the whole process.

by Maegann

Mike was absolutely fantastic! He is very knowledgeable and truly cares about his clients best interests. He was there every step of the way, and also available anytime of day. Mike has been our go to guy for two home loans in the last few years, we would not go with anyone else, and I highly recommend him to anyone that is looking to buy! You will not be disappointed

by Adam
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